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Honda ATV & Side-by-Side Canada

Finance Your ATV or SxS > Honda ATV & Side-by-Side Canada Main content
Honda Financial Services

Honda Financial Services was established in 1987 to provide leasing and financing options for Honda motorcycles, ATVs, side-by-sides and power equipment through Honda dealers across Canada.

HFS offers highly competitive interest rates and flexible payment options. Once you decide on your Honda model of choice, we want to make the next step of financing as simple as possible. That's why we typically deliver credit approvals at your Honda dealer in less than one hour - all for your convenience. If you should ever have any questions or concerns regarding your account or vehicle financing options, please feel free to contact us.

At Honda, we strive to make everything about owning a ATV / side-by-side as fun and worry-free as possible.

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Finance

Once you've chosen your Honda, we want to make financing it as simple as possible. That's why we deliver financing approvals in less than one hour from the convenience of your local Honda dealership.

As a finance customer, your payments will consist of part principal and part interest throughout the term of your finance contract. Each payment you make increases the amount of equity you've built up in your ATV / side-by-side, and the benefits to financing don’t end there.

Additional benefits of financing your ATV or side-by-side with Honda Financial Services:
  • Owning the ATV or side-by-side instead of leasing it means you retain equity
  • Open retail loans allow for early pay out without penalties
  • Flexible terms and straightforward interest charges
Conventional Finance

With the regular program, you can tailor your purchase to meet your monthly budget needs. Equal consecutive monthly payments are calculated using competitive interest rates and terms for 24 to 60 months, depending on the model chosen and amount to be financed. Once all of the payments are made, a zero balance remains and the ATV or side-by-side is yours.

What are my options once my financing contract ends?

After making your payments for the duration of the financing contract, the ATV or side-by-side is all yours. So what comes next? Negotiating a trade-in with your dealer may be a great way to come up with a down payment for your next Honda. You can also sell your ATV or side-by-side privately or keep driving it for years to come - it's your decision to make. For more information about your options at the end of your finance contract, please contact our Customer Care Group toll free at 1-800-387-5399.

FAQs
What is your contact information?

Head Office - Ontario, Western and Atlantic Regions: P.O. Box 4000 Markham, Ontario L3R 0N1 Toll Free: 1-800-387-5399 Fax: 1-866-920-5586 Email: hcfi_natl_cs@ch.honda.com Quebec Region: 1750, rue Eiffel Boucherville, Quebec J4B 7W1 Toll Free: 1-800-387-5399 Fax: 1-888-449-6252 Email: hcfi_quebec_branch_cs@ch.honda.com

Do I own the ATV?

Once you have signed the financing terms and agreements, you can ride off the dealership lot as the registered owner of the ATV.

What is conventional financing?

With the regular finance program, you can tailor your purchase to reflect your monthly budget and needs. Equal consecutive monthly payments are calculated using competitive interest rates and terms from 24 to 60 months depending on the model chosen and amount to be financed. Once all of the payments have been made, a zero balance remains and you own the unit. Now, try our Finance Calculator to see which option suits your needs best.

What are the benefits of financing my ATV?

HFS offers highly competitive interest rates and flexible payment options. Once you have decided on your Honda model of choice, we want to make the next step of financing as simple as possible. That's why we deliver financing approvals in less than one hour, all right for your convenience within your Honda dealer. The Benefits The additional benefits of financing your Honda ATV with HFS are: All HFS retail loans are open ended and you may pay out, or make lump sum payments at any time without penalty. Flexible financing terms up to 60 months depending on the model and amount to be financed. We have highly trained staff to assist you with any inquiries you may have at any point of your Finance Agreement. Our customer service department offers convenient hours of operation and quality service.

Payment options

HFS offers monthly as well as bi-weekly payments for your consideration. Monthly and bi-weekly payments are set up when you sign your finance agreement and once set up with monthly payments, you will not be able to switch to bi-weekly payments or vice-versa.

Do I have to insure the ATV?

Provincial regulations stipulate that the ATV that is financed $10,000 or more must be insured. The required coverage is outlined in your financing agreement and will be detailed by your dealer representative.

Am I responsible for maintenance?

As the registered owner of the ATV, you are responsible for the maintenance of the unit. To get the most out of your ATV we strongly recommend that you follow the maintenance schedule as outlined in the Owner's Manual. Our dealers will be happy to ensure your ATV is serviced and runs at peak performance.

Customer service office (Contact us)

Head Office - Ontario, Western and Atlantic Regions: P.O. Box 4000 Markham, Ontario L3R 0N1 Toll Free: 1-800-387-5399 Fax: 1-866-920-5586 Email: hcfi_natl_cs@ch.honda.com Quebec Region: 1750, rue Eiffel Boucherville, Quebec J4B 7W1 Toll Free: 1-800-387-5399 Fax: 1-888-449-6252 Email: hcfi_quebec_branch_cs@ch.honda.com

Side-by-side
What is your contact information?

Head Office - Ontario, Western and Atlantic Regions: P.O. Box 4000 Markham, Ontario L3R 0N1 Toll Free: 1-800-387-5399 Fax: 1-866-920-5586 Email: hcfi_natl_cs@ch.honda.com Quebec Region: 1750, rue Eiffel Boucherville, Quebec J4B 7W1 Toll Free: 1-800-387-5399 Fax: 1-888-449-6252 Email: hcfi_quebec_branch_cs@ch.honda.com

Do I own my side-by-side?

Once you have signed the financing terms and agreements, you can ride off the dealership lot as the registered owner of the side-by-side.

Why should I finance my SXS with HFS, rather then using my line of credit?

Saves your line of credit for emergencies • Financing through HFS can build and improve your credit rating • With HFS, there is a structured payment plan with an end date. You don’t fall into a cycle of just making interest payments

Do I have to insure my side-by-side?

Provincial regulations stipulate that a SXS that is financed $10,000 or more must be insured. The required coverage is outlined in your financing agreement and will be detailed by your dealer representative.

Am I responsible for maintenance on my side-by-side?

As the registered owner of the side-by-side, you are responsible for the maintenance of the unit. To get the most out of your side-by-side we strongly recommend that you follow the maintenance schedule as outlined in the Owner's Manual. Our dealers will be happy to ensure your side-by-side is serviced and runs at peak performance.

Contact Us
Head Office - Ontario / Atlantic and Western Region
P.O. Box 4000 Markham, Ontario L3R 0N1
Toll Free: 1-800-387-5399 Fax: 1-866-920-5586
Quebec Region
1750, rue Eiffel Boucherville, Quebec J4B 7W1
Toll Free: 1-800-387-5399 Fax: 1-888-449-6252
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